金融集聚对收入差距的影响研究——基于空间杜宾模型的分析!

Impact of Financial Agglomeration on Income Gap: Spatial Tobit Model

本文选取2004—2013年我国31个省区数据组成连续完整的面板数据,运用空间杜宾模型测算金融集聚与基尼系数的空间相关关系。结果表明:衡量金融集聚程度的银行本外币存款余额、股票市场筹资额、保费收入,金融集聚知识溢出及政府作用与基尼系数之间存在显著的空间正相关关系;金融集聚规模、人力资本和市场开放度对收入差距的影响不显著。说明区域间金融资源的非均衡集聚是造成区域收入差距的主要原因。因此,应该依据各地区差异化的资源禀赋优势设计匹配的金融集聚发展模式。

Based on the panel data of Chinese provinces from 2004 to 2013, this paper uses spatial Durbin model to test the relationship between financial agglomeration and gini coefficient. The results show that： It have positive effect to gini coefficient in financial agglomeration index, financial agglomeration index of knowledge spillover and government function. So we should according to the difference of regional resource en- dowments, desdign the development mode of financial agglomeration which is matched.