我国农业发展银行信贷资产风险的成因与对策

Reasons of Credit Capital Risks of the Agricultural Development Bank, China and Its Counter Measures

近年来 ,伴随着中国农业发展银行 (以下简称 :农发行 )信贷资产的迅速扩张 ,其不良信贷资产比例上升 ,风险的防范和化解问题显得日益重要。农发行的政策性决定了其风险形成的特殊性 ,进而应采取加强农发行经营管理和改善企业经营环境等措施来防范和化解金融风险。

Along with prompt expending of ADBs credit assets, its proportion of non performing loan is ascending, looking away and converting of the risk are becoming more and more important. As one of the state policy bank, the cause of credit assets has particularity, so we should take the valid measures to realize our goals, such as strengthening the management of ADB or ameliorating the corporations environment.