5Bernanke, B. S., and A. S. Blinder. 1988. Credit, Money and Aggregate Demand. American Economic Review, 78 (2) : 435 ~ 439.
6Faukender, M. , and M. A. Petersen. 2006. Does the Source of Capital Affect Capital Structure.9 Review of Financial Studies, 19 (1): 45~79.
7Leary, M. T. 2008. Bank Loan Supply, Lender Choice and Corporate Structure. Journal of Finance, 64 (3) : 1143 -1185.
8Voutsinas, K. , and R. A. Werner. 2011. Credit Supply and Corporate Capital Structure: Evidence from Japan. Interna- tional Review of Financial Analysis, 20 (5) : 320 ~334.