小微企业经营困境:是市场萎缩还是资金短缺?——基于上海市青浦区小微企业数据的因子分析

Small and Micro Businesses Operating Difficulties: Market Shrinkage or Shortage of Funds?——A Factor Analysis Based on the Data of Small and Micro Businesses in Qingpu District of Shanghai City

小微企业是中国经济的血和肉,它们承担着解决民生问题和社会稳定的重任。但自2008年全球金融危机以来,我国小微企业走出困境仍然任重道远。关于小微企业经营困境的成因,学术界存在市场萎缩和资金短缺两类观点。文章以上海市青浦区小微企业为样本,运用因子分析法来探讨小微企业经营困境的主要原因。结果表明资金短缺对小微企业的影响较市场萎缩更为明显,是导致小微企业经营困境的主要原因。据此,文章提出了建立新型融资模式、加强短期货币市场建设、创新税收征管模式等政策建议。

Small and micro businesses are an integral part of Chinese economy,they bear the important task of solving liveli-hood issues and maintaining social stability. But since the 2008 global financial crisis,their survival and development havebeen still facing long and difficult problems. As to the causes of the plight of small and micro businesses,there are two types ofviews in academic circles： market shrinkage or shortage of funds. This paper takes small and micro businesses in Qingpu dis-trict of Shanghai city as the sample,and uses the factor analysis to discuss the main reasons of small and micro businesses op-erating difficulties. The results show that the impact of shortage of funds on small and micro businesses is more significantthan that of market shortage,which is the main reason for small and micro businesses operating difficulties. Accordingly,thepaper puts forth to establish a new financing model,strengthen the construction of short-term money market,innovate tax col-lection and management mode and other policy recommendations.