摘要
互联网理财产品是理财产品和互联网技术的深度结合,由于其简单方便收益高深受投资者的喜爱,但此类产品在蕴藏机遇的同时也隐藏了巨大的信用风险.而信用衍生品能有效地管理信用风险.该文意在运用信用衍生品对互联网理财产品进行风险转移,为投资者规避信用风险.
Internet financial product is financing products which is combined with the depth of the internet technology. Due to its simple,convenient and high earnings are favored by investors,but this kind of product in contain opportunities also hid the huge credit risk. Credit derivatives can effectively manage credit risk. In this paper,credit derivatives are used to risk transfer of internet financial products,for investors to avoid credit risk.
出处
《哈尔滨师范大学自然科学学报》
CAS
2016年第1期16-18,共3页
Natural Science Journal of Harbin Normal University
基金
国家自然科学基金项目(11471091)