规范我国互联网金融发展防范互联网金融风险

The research on further standardizing development and preventing risks of China's Internet finance

近两年来我国互联网金融发展迅速,已引起社会广泛关注。作者通过实地调研发现,互联网平台已带动了金融行业创新升级。互联网金融对传统金融业形成了冲击和补充,为民间资本参与到金融业开辟新的渠道。因此,在做好监管和风险防范的前提下,还要继续大力支持我国互联网金融发展。

The rapid growth of China's Internet finance in the past two years has to some extent overcome the financing difficulties of small and medium sized enterp rises which traditional banking industry failed to help and received considerable attention from the society.Based on field research,the author finds out that,the Internet p latform has led to the innovation and upgrade of financial sector.Internet finance has not only shaken and supplemented traditional financial sector,but also opened up new channels for private capital to join.Thus,the Government should continue supporting the expansion of Internet finance on the premise of su pervision and risk prevention.