上海国际金融中心的经济效应对商业银行业务的影响

The Economic Impact of The Shanghai International Financial Center on Commercial Banks

在经济全球化不断加深的大背景下,打造上海国际金融中心不仅能够促进上海摆脱环境资源承载力的限制,转变经济发展方式,同时也有利于金融资源利用空间的拓展,提高金融资源的配置效率,是我国成为金融强国的必经之路。上海国际金融中心与其他国际金融中心一样,会对银行业、金融业,乃至整个国民经济产生深刻的影响。如今,我国金融行业仍然以银行业为主导,上海国际金融中心的建设会通过金融资源的集聚效应、金融机构的规模经济、金融发展的区域效应等对商业银行业务产生影响。因此商业银行应该立足于上国际金融中心为其业务发展提供的广阔空间,既要看到机会也要迎接挑战。坚持中间业务与传统业务并重;积极进行业务创新,加快混业经营步伐;把握与外资银行的竞合关系。

Under the background of economic globalization, to build Shanghai as an international financial center is the only way for our country to become a powerful financial country in the world. Construction of Shanghai international financial center not only can get rid of environmental resource carrying capacity limits, and transform the way of economic development, but also help expand the using space of financial resources and improve the efficiency of financial resources. Shanghai International Financial Center are the same as other international financial centers, it will have a profound impact on the banking, financial services, and even the entire national economy. Today, banking is still at the leading position in China＇s financial industry, so construction of Shanghai international financial center will have an impact on commercial banking business through the combined effect of economies of scale, financial institutions, and regional effects of the financial resources. Therefore, commercial banks should be based on a broad business development space provided by construction of Shanghai, and be more positive to innovate traditional banking services. Commercial banks should not only see the opportunity but also the challenge, adhere to both the intermediate business and traditional business; actively business innovation, accelerate the pace Mixed and grasp competing relations with foreign banks.