新常态下“互联网+”时代的新金融发展策略

Development Strategy of the New Finance in the "Internet Plus" Age Under the New Normal

新金融包括新兴的互联网金融和互联网时代的传统金融。在中国经济新常态下,在"互联网+"进入我国政府顶层设计的时代背景下,互联网金融迅猛发展,存在着大量无法预知的风险。传统金融业出现分化,传统盈利模式受到颠覆性的冲击。对于新兴互联网金融应该加强监管,充分保护消费者的合法权益。传统金融应该正视互联网金融带来的挑战,采取积极的应对方式。

New finance includes the new internet finance and the traditional finance in the internet era. In the new economic normal of China,as the ＂ Internet plus＂ gets into our government top- level design,the age of the Internet financial industry develops rapidly,companying with lots of unexpected venture. This paper describes the impact of the new normal and the financial industry in the ＂ Internet plus＂ era. For division of the traditional finance,the old profit model was seriously damaged. The new internet finance should strengthen its＇ supervision,protect the consumer＇s lawful rights. Meanwhile,the traditional finance should take positive measures to cope with the challenge from the internet finance.