关于农户小额贷款需求满足度影响因素的研究——以龙岩市苏坂乡为例

Research on The Satisfaction Degree of Farmers Microcredit Loans Demand——Longyan City,Suban Town As An Example

中国是一个农业大国,在连续几年的"中央一号文件"中,"三农"问题都被放在一个重要的位置,其中农户贫困是"三农"的核心问题之一。资金匮乏,有效资金需求得不到满足是农户贫困的主要原因,而贷款是农户获取资金的最普遍最基本的方式。文章在以苏坂乡"关于农户小额贷款需求满足度影响因素的调查问卷"的基础上,根据农户小额贷款需求的满足状况,分析影响农户贷款需求满足度的因素,进而为深化金融体制改革、改善农户贫困问题提出可行性建议。

Our country is an agricultural country,＂three rural issues＂ in the ＂Central Document No.＂ have been put in an important position in successive years,the poverty is one of the core issue of ＂agriculture,rural areas and farmers＂.Lack of funds,insufficient effective demand for funds is a major cause of poverty,and loan is the most general way for farmers to obtain funds.This article based on the ＂About The Satisfaction Degree Of Farmers Microcredit Loans demand Questionnaire＂ in Suban town,according to the satisfaction degree of farmers microcredit loans demand,analysis of factors that influence the farmers microcredit demand satisfaction,and then to make some feasible suggestions for deepening the reform of financial system,improve the poverty problems.