7Allen, F. , and D. Gale, 1998, " "Optimal financial crises. Journal of Finance, 53 (5) , PP. 1245 - 1284.
8Borio C. ,and P. , Lowe, 2002, "Assessing the risk of banking crises", BIS Quarterly Review, 12.
9Chen, N. K. ,2001, " Bank net worth, asset prices and economic activity. Journal of Monetary Economics", 48 (8), PP. 415 -436.
10Diamond, D. , and Rajan, R. , 2001, "Liquidity risk, liquidity creation, and financial fragility : a theory of banking". Journal of Political Economy, 109 ( 5 ), PP. 287 - 327.