我国养老保险缴费对消费和储蓄的影响

Effect of China Endowment Insurance Payment on Consumption and Savings

在我国老年人口不断增多之际,社会各界渐渐认识到了养老保险缴费的重要性,随着养老保险缴费的增加,其对我国的消费和储蓄产生了重要影响。本文在分析我国养老保险缴费的现状和成因后,通过回归分析法分析我国养老保险缴费对消费和储蓄的影响,并从居民自身角度和国家大型方针政策等方面提出相应的对策和建议。

With the rapid growth of the aged people in our country,the importance of endowment insurance payment has been realized from all walks of the society.The increase of endowment insurance payment has produced important influences on people＇s consumption and savings.This paper discusses the current situation and contribution factors of the endowment insurance payment,analyzing its influence on consumptions and savings on the people.In the end,some reasonable countermeasures and suggestions are suggested from both the aspect of the residents and the country＇s related polices.