我国农村普惠金融发展现状分析

农村金融一直是我国金融体系中的薄弱环节,制约着我国整个金融体系的构建和完善。通过分析农村银行业金融机构网点设置情况和农业贷款情况,揭示我国农村普惠金融发展现状。发展普惠金融,建立农村普惠金融体系,能够为农村居民特别是农村低收入者提供完善的金融服务与支持,对进一步解决"三农"问题,促进农村经济发展具有重要意义。

Rural finance has always been in a weak environment in China＇ s financial system, which restricts the construction and improvement of China＇ s financial system. Through the analysis of rural banking financial institutions outlets and agricultur- al loans, this paper reveals the status of China＇ s rural financial development. Development of inclusive financial and building inclusive rural financial system, can provide the perfect financial service for rural residents, especially people with low income in rural areas, at the same time, it is great significance to solve the ＂three rural issues＂ and promote the rural economic devel-opment.