构建保险机构洗钱风险预判指标体系的探讨

The Discussion on the Building the Index System of the insurance institute launder money risk monitoring

本文结合保险机构业务特点,运用主成分分析法,从保险机构固有洗钱风险因素和风险因素控制两方面出发,构建了保险机构洗钱风险预判指标体系,并对辖内保险机构洗钱风险进行综合评价,以期对保险机构洗钱风险监测评估工作做一些探讨和尝试。

Combined with the business characteristics of insurance institute ,using the core idea of principal component analysis（PCA）, from two dimensions such as the inherent risk factors and controlling factor,the paper constructs the Index System of theinsurance institute launder money risk monitoring. The paper makes the compehensive evaluation on the launder money risk of theinsurance institute, to make some explorations and trials on the risk supervision and assessment of money laundering.