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信贷资产证券化在我国的实践

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摘要 继银监会、证监会双双推出资产证券化备案制后,中国人民银行宣布信贷资产支持证券发行以注册制取代审批制。资产证券化将促进金融创新与发展,更好地发挥金融促进实体经济发展的功能。本文梳理了信贷资产证券化的原理、核心要素、交易流程以及意义,回顾了信贷资产证券化在我国的实践,剖析了我国信贷资产证券化发展面临的主要问题,并对我国商业银行开展信贷资产证券化提出了对策建议。
作者 李欣
出处 《国际金融》 2016年第4期8-12,共5页 International Finance
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