摘要
近年来,全国包括上海等的P2P行业接连发生多起非法集资犯罪案件,引发了严重的涉稳问题。同时,由于刑事司法介入的天然滞后性,给公安机关开展工作增添了极大的压力和负担。对此需要结合近年来P2P行业发展现状,研究行业潜在的非法集资风险成因和地区发案态势,就造成当前问题频发的原因进行深入分析,并在此基础上围绕监管、行业自身发展、社会诚信体系建设、刑事介入等方面提出一系列对策。
In recent years, several illegal fund-raising crimes have occurred in P2P lending sector in Shanghai and in other parts of the country, which has a bad effect on social stability. Because criminal judicial departments＇ late response has added pressure to police departments in investigation, it is necessary to analyze the development state of P2P lending sector, risks of illegal fund-raising, different crime incidence trends in different areas and causes of present problems. Based on the analysis, series of suggestions are made concerning supervision, development of the business, formation of social credit system, criminal investigation and so on.
关键词
P2P
网络借贷
非法集资
成因分析
防控机制
P2P
Online Lending
Illegal Fund Raising
Analysis of Causes
Prevention and Control Mechanism
