金融发展对中国区域城镇化的影响

The Impact of Financial Development on China's Regional Urbanization

笔者从区域视角出发，通过构建实证模型，运用2000年-2013年的省级面板数据，在人口、收入和产业三个层面考察金融发展对中国城镇化的影响。研究结果表明：金融发展能够推进人口城镇化和产业城镇化的进程，金融发展水平越高效果越显著；在收入城镇化方面，金融发展拉大城乡收入差距，在东部和中部地区尤为突出。本研究对于推进中国的城镇化建设具有参考价值。

Based on the empirical model, and from the perspective of region, this paper uses the pane/data over the period 2000-2013to analyze the impact of financial development on China＇ s urbanization, respectively from three aspects ： population, income and indus-try. The results shows that the promotion of financial development does have a positive effect on urbanization of population and indus-try, and the higher the degree of financial development, the positive effect is more significantly. However, financial developmentbroadens urban-rural income gap at the same time, especially in east China and central China. This study and its policy implications isof great significance for promoting the construction of China＇ s urbanization.