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我国农地抵押融资保障机制问题研究

Research on the Security System of Rural Land Mortgage Financing in China
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摘要 我国农业进入现代发展时期,农业对资金的需求极其旺盛。农业贷款数额有限、农业资金缺口巨大,这成为农业发展的瓶颈,我国急需创新农业融资渠道,农用土地经营权抵押贷款可以破解农业资金难题。土地经营权抵押融资是一项系统工程,需要从明晰产权、修改法律、完善社会保障制度、健全土地评估体系、建立风险控制机制几个方面做好保障。 The agriculture of China which strongly demands funds has been in a modem period of development. The limitations of agricultural loan, the poor access of agricultural financing and the huge gap of agricultural funds make up the bottleneck of agricultural development. And that means our country should bring about new ways for agricul- tural funds in urgent need. To mortgage the management right of farmland for money is one way that can solve this problem. The mortgage of management right of farmland is a system system by figuring out the property rights, modifying the law, making engineering. We need to establish a security the social security system perfect, making the land evaluation system sound and build up the risk controlling mechanism, etc.
作者 郑洪广
出处 《榆林学院学报》 2016年第3期23-25,共3页 Journal of Yulin University
基金 2015年度教育部人文社科研究青年基金项目(15YJCZH239)
关键词 土地经营权 抵押 保障机制 management right of farmland, mortgage, security system
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