论我国金融期货投资者适当性制度

Future Financial Investors' Eligibility System in China

投资者适当性制度是加强对投资者和金融消费者保护的一种基础性法律制度,主要包括客户分类、了解客户、风险告知、评估测试、监督管理和民事责任等制度。我国应将该项制度从部门监管制度上升为一般法律规范,从监管措施上升为法律义务,并应明确规定违反投资者适当性制度的赔偿责任。

Investors＇ eligibility systems was a mature and basic legal system for strengthening the protection of investors and financial consumers,which includes customer classification,understanding customers,risk disclosure,evaluation test,supervision and management and the civil liability. The legal system was ascended from the regulatory regime for the general legal norms,from regulatory measures to legal obligations. Meanwhile,the liability for the breach of appropriate institutional investors was clearly stipulated.