西部地区民间金融发展的政府规制研究

The Study of Government Regulation on the Development of Private Finance in the Western Region of China

文章从民间金融概念出发,剖析我国西部地区民间金融发展存在民间金融法律依据不足、民间金融监管体制不完善、民间金融缺乏政府支持、民间金融风险规避制度缺失及民间金融信用基础比较薄弱五大问题,提出明确民间金融法律地位、完善民间金融监管机制、健全民间金融市场准入制度和加强民间金融与传统金融的融合等解决措施。

This paper starts from the concept of private finance, then analyzes the problems existing in private finance in the western region of China： lack of legal foundation, imperfect financial regulation system, lack of government supporting, lack of risk control system and weak credit in private finance. The paper puts forward suggestions： clear the legal status of private finance, improve the private financial regulatory mechanism, improve and perfect the private financial market access system and the strengthening of the integration of private finance and traditional finance