金融创新视角下科技企业信用评级研究

Research on Credit Rating of Science and Technology Enterprises in the Perspective of Financial Innovation

信用评级中介机构不仅是科技金融中介机构发展的重要内容,也是科技产业发展的重要助推器。以中关村50指数最新股票池为研究对象,利用因子分析、主成分分析、K-means聚类分析等方法,统计整理金融创新视角下科技型上市企业Z值模型和信用评级标准,并验证文章所提出的Z值模型在深证科技100指数最新股票池的有效性。通过分析发现Z模型关于科技型上市公司的信用评级结果具有一定参考性,但不具有持久性。

The credit rating agency is not only an important part of the development of science and technology financial intermediaries,but also an important booster of the development on technology industry.The paper takes latest stock pool of CNI Z 50 INDEX as the object of study,using factor analysis,principal component analysis,K-means clustering analysis method,listing Z score model and credit rating standards of science and technology enterprise under the perspective of financial innovation,validating the effectiveness of Z score model in the latest stock pool of Shen Zhen science and technology 100 Index.it is found that the Z model of the listed companies in the paper has some reference,but it is not persistent.