美国身份盗用的有关情况及监管措施研究

The Research on US Identity Theft and Supervision Policy

近年来,身份盗用(未经授权使用他人身份识别信息的未遂或确认欺诈)事件在美国增长非常迅速,美国政府对此非常重视,连续出台了多项法律法规及监管措施,形成了较为完善的监管框架。研究和借鉴美国相关经验对我国应对类似问题具有重要的现实意义。

In recent years, the events of identity theft （attempted or confirmed fraud caused by unauthorized use oflD information of others） are growing very fast in the United States. The US government has attached great importance to this issue and continuously issued a number of laws and regulations which form a relatively perfect regulatory framework. Studying and drawing lessons from US is of great practical significance for China to deal with the similar problems.