互联网金融与健康医疗融合应用研究

Study on the Integration of Internet Finance and Health Application

在政府政策和市场需求的合力推动下,互联网金融正在逐渐从新概念的普及渗透至多个传统行业。基于互联网技术,产生了各种医疗金融创新形式,这些新模式将给传统医疗金融服务体系带来巨大冲击。阐述了互联网金融与医疗金融的概念及发展模式,列举了美国互联网金融融合医疗健康的典型案例,并对现阶段我国不同模式的互联网金融在医疗健康领域的应用现状进行了综述。在此基础上,从互联网金融自身及我国医疗体制两方面分析了实际应用中存在的问题,最后,对新医疗金融形式在我国的应用前景进行了展望。

Internet finance has been penetrating into alltraditional industriesunderthe joint promotion of government policies and market demand. The merge of finance and medical service through internet technology result ina variety of innovationservice models which will bring huge impact on both traditional financial and medical service systems. In this study, we will describe theconceptanddevelopment modelof Internetfinancemedical service compare withtypical cases of internet finance medical integration in US,and a summary of current application of Internetfinancialmedical service under different models in China will be detailed.Prospect of new financialmedical service model in China will forecast based on the analysis of the exist problems in the practical application of internet financeand Chinese medical systems.