互联网金融视域下金融地理学研究的新动态述评

New Developments of Financial Geography from the Perspective of Internet Finance

金融地理学是一门边缘交叉学科,在ICT及互联网普及的背景下,该学科活力不但没有消亡,反而焕发出新的生命力。结合互联网金融研究的四个方向,即零售银行服务、分销渠道、机构观点及消费者观点的基础上,从金融地理学的思维与理念出发,探析互联网金融六个方面的问题:互联网时代的地理(包括传统地理观、功能地理观、智能社会观)、互联网与ICT对金融空间的再塑造、金融服务的传递通道、金融的历史地理学转向、虚拟金融与实体经济的交叉及与互联网横向思维相补充的工作场所地理学。归纳了新形势下金融地理学在我国的发展与具体应用的六个视角:文化金融地理、房地产金融地理、农业金融地理、保险金融地理、地缘政治金融地理以及健康金融地理,指出该学科未来有可能深入拓展和研究的方向与路径,即学科融合协同发展、金融地理空间复杂多元以及"小金融"与"大金融"互促共进。

Financial geography is an inter- discipline which is not down but rises up with the popularity of ICT and internet. The thesis introduces four aspects of internet finance, that is to say, retail banking services, distribution channel,institutional viewpoint and customer viewpoint,on the basis of which six issues of financial geography are explored from the perspective of internet finance. They are geography in internet era, internet and ICT＇s restructuring of financial space,new distribution channels of financial services, historical geography of finance, the intersection of virtual finance and real economy, and workplace geography which is supplementary to internet thinking. There are six aspects which is vital to our literature studies and routine practices. They are cultural financial geography, real estate financial geography,agricultural financial geography, insurance financial geography, geopolitical financial geography and healthy financial geography. The thesis also predicts future fields of this discipline in three aspects： Discipline coordinated development,the complexity of financial geographical space, and mutual promotion of ＂finance in narrow sense＂ with ＂finance in broad sense＂.