我国种植业保险需求调查实证研究

Needs Survey on Agricultural Industry Insurance

目前,我国政策性农业保险刚刚起步,正面临着"供给不足,需求乏力"的困境。文章采取抽样入户问卷调查方式,探究种植业保险需求不足的根源及种植业保险政策实施中存在的问题,并从政府视角提出提高种植业保险需求的政策建议。

Presently,policy-guided agricultural insurance in China just get started,which is facing the difficulty of ＂undersupplying and low demanding＂. Survey with questionnaires is done to investigate the root of the low need of agricultural industry insurance and the problems that are discovered in the process of applying the agricultural insurance policy. Policy suggestions are proposed to improve the agricultural insurance demand.