加入WTO后我国中小企业金融服务浅探

Research on the Financial Services of China's Medium-sizedand Small Enterprises after Its Entry into WTO

中小企业金融服务水平低的原因主要表现在银行信贷体制和资本市场运行机制两个方面。我国加入WTO以后 ,从提供信贷担保、改进信贷服务、开展直接融资和推进金融创新等方面来构建与中小企业发展相适应的金融服务体系非常必要。

The system of bank credit and the capital market is not suited to the financing position of the medium-sized and small enterprises.It is necessary for the perfection of the financing service system which accords with China's medium-sized and small enterprises in four respects:loan secured by credit,credit facility,direct financing and financial innovation after its entry into WTO.