中小企业融资问题探析

Analysis on the Financing Issue of Small and Medium-sized Enterprise(SME)

中小企业在我国企业中占有很大比重,是我国经济发展的顶梁柱,其融资难问题一直困扰着企业主,解决好中小企业融资问题意义重大。从融资渠道、融资成本、企业内在问题等方面,分析了中小企业融资难的原因,结合国家相关政策,探讨了解决中小企业融资难的思路及方法。

SME, which occupies a large proportion in our country＇s enterprises, is the pillar for the economic development of our country, and the difficulty in its financing, and the SME owners have been plagued by it. To solve well SME＇s financing problem is of great significance. From the aspects of financing channel, financing cost, and internal problems within SME, etc., this paper analyzes the reasons of SME＇s financing difficulty, and connecting with the relevant national policies, probes into the ideas and methods for solving SME＇s financing difficulty.