我国科技银行发展模式探析

The Research on the Development Mode of Technology Bank in China

基于国内以银行信贷资金为主导的科技金融体系的现实,对科技银行的科技金融模式深入研究和分析,提出完善和优化科技银行发展模式的思路和建议,政府要加强与银行金融机构的合作,银行自身不断加强金融产品创新,以此帮助解决我国科技型中小企业融资难、融资贵等问题。

Based on domestic bank credit funds for the reality of the science and technology leading financial system,to technology bank financial pattern of agricultural science and technology in-depth study and analysis of the proposed to improve and optimize the ideas and suggestions of the development mode of the science and technology bank,the government should strengthen the cooperation with the banking financial institutions,banks will continue to strengthen financial product innovation,in order to help solve China's SME financing,financing your problem.