银行投贷联动模式及发展战略研究——以武汉市为例

Bank's Investment loans linkage model and development strategy——Taking Wuhan as an Example

随着金融业大资管时代的来临,国内商业银行综合化经营步伐不断加快,银行实行"投贷联动"模式的必要性和重要性不断凸显。文章通过对汉口银行的投贷联动进行实证调查研究,把握投贷联动模式的实行现状,深层次地挖掘阻碍我国商业银行发展投贷联动的因素,并从政府、银行等方面多角度地为进一步发展和完善银行投贷联动模式提出意见和建议。

With the advent of the era of financial fortune information management,the pace of domestic commercial banks comprehensive management are accelerated. The necessity and importance of Bank implementation in 'joint investment and loans' mode continue to highlight. Based on the bank's investment and loans linked Hankou empirical research, to grasp the status of the implementation of investment and loans linked mode.Deep-level mining hinder the development of China's commercial banks loan-linked investment factors. And put forward opinions and suggestions in terms of the government, banks and other multi-angle for the further development and improvement of investment and loans bank linkage model.