摘要
通过以向量自回归模型(VAR)为基础,把经济增长水平、民营银行发展水平、劳动投入水平、资本存量水平、对外开放程度作为模型中的变量指标,采用1985—2014年的数据作为样本数据,分析研究我国民营银行(股份制商业银行)对经济增长的影响。结果认为:经济增长对民营银行的发展具有一定的反馈作用,但民营银行对经济增长的促进作用更为显著。在此基础上,结合目前我国首批5家试点民营银行的运营情况,对今后民营银行的设立路径、发展模式以及在实际操作过程中遇到的问题提出政策建议。
Based on vector autoregressive model（ VAR）,this paper examines the influence of Chinese private banks（ joint-stock commercial banks） on economic growth by considering economic growth,private banking development,labor input,capital stock,and the degree of opening up as variables and using data from 1985 to 2014 as sampled-data. The results show that economic growth has certain feedback effects on the development of private banks,and private banks prominently boost the economic growth. Relying on these results and the operation of Chinese first five pilot private banks,this paper puts up some recommendations and solutions for the ways of setting up private banks,developmental patterns and the problems encountered in banking practice.
出处
《重庆理工大学学报（社会科学）》
CAS
2016年第6期45-52,共8页
Journal of Chongqing University of Technology（Social Science）
关键词
民营银行
经济增长
民营经济
private bank
economic growth
private economy
