我国养老保险基金投资运营存在的问题及对策研究

Our pension fund investment operations problems and countermeasures

养老保险制度是关系到社会安全稳定的一项非常重要的制度，而养老保险基金则是保证养老保险制度健康运行的有效保障。当前，随着我国养老保险金缺口的逐渐增大，加之通货膨胀的日益严重，对我国当前养老保险制度的可持续稳定发展产生了不利的影响。本文重点研究我国养老保险基金的运作模式。找出当前养老保险基金投资运营当中存在的问题，并且结合当前社会发展的趋势，给出一定的意见和建议，希望对促进我国养老保险基金的正常运营提供一定的帮助。

Pension system is a very important social institution related to the security and stability; Pension fund is the effective protection to ensure the healthy operation of the pension system. At present, with the gradual increase of pension shortfall, combined with growing inflation, China＇s current pension system for the sustainable and stable development adversely affected. This paper focuses on China＇s pension fund model, finding out the problems in current pension fund investment, and combining with the current trend of social development, giving us some comments and suggestions, which provides some help to promote the normal operation of pension funds.