摘要
2016年中国风险导向的偿付能力体系开始正式执行,这标志着保险行业偿付能力监管和公司偿付能力管理迈进了新的阶段。偿付能力是保险公司经营的生命线,做好新时期偿付能力管理工作至关重要。本文简要介绍了国际保险监管模式,分析了偿二代制定的背景,解析了偿二代三支柱监管框架,论证了建立健全偿付能力管理体系的紧迫性,提出了做好偿付能力管理体系建设需要关注的关键领域。
China＇s risk oriented solvency system began in 2016, which marks a new stage in the solvency regulation of the insuraindustry and the management of the company＇s solvency. Solvency is the lifeline of the insurance company, and it is very important to dgood job in the management of solvency in the new period. This paper briefly introduces the international insurance supervision manalyzes the background of China risk oriented solvency system, analyzes three pillars regulatory framework of China risk oriented solvesystem, demonstrates the urgency of establishing and improving the solvency management system, and puts forward the key areas toconcerned about the construction of solvency management system.
出处
《价值工程》
2016年第20期220-222,共3页
Value Engineering
关键词
偿二代
偿付能力管理
风险管理
China risk oriented solvency system
solvency management
risk management
