普惠金融视角下小额贷款公司生态环境优化的建议——以辽宁省为例

Suggestions on Optimizing the Ecological Environment of Microloan Companies in Liaoning Province from the Perspective of Inclusive Financial System

小额贷款公司是普惠金融体系的重要组成部分,调查结果表明,地方政府的已有支持虽然使其生态环境有所改善,但税费待遇不公平、同质竞争激烈、不能直接接入人民银行征信体系等问题仍未解决。借鉴江苏、浙江、广东等省小额贷款公司的管理经验,提出优化小额贷款公司生态环境的建议。

Microloan company is an important part of inclusive financial system, the results of the survey show that ecological environment of Microloan companies has improved since the local government has supported a lot, but the unfair tax treatment, homogeneous competition, can not directly connected to the people＇s bank of China loan system and other issues are still unresolved, which make Microloan companies can＇t develop smoothly. Draw lessons of microloan companies＇ management experience from Jiangsu, Zhejiang and Guangdong Provinces, the suggestions on optimizing ecological environment of microloan companies is put forward.