保险集团经济资本管理与价值创造

保险金融企业的主要价值驱动因素包括收益能力的创造、资本成本的下降、风险的降低等。保险集团通过对经济资本的广泛应用,使之成为创造价值的有力工具。其中,经济资本的计量是前提,经济资本配置是核心,经济资本的绩效评价是保障。我国保险集团应在经营管理实践中不断加强经济资本的应用。

The main value drivers of insurance financial companies include the ability to create revenue, the decrease of capital cost, risk reduction, etc. Insurance group is making it a powerful tool to create value through the extensive application of economic capital, which includes the measurement of economic capital, economic capital allocation, the performance evaluation of economic capital. In China, insurance group should strengthen the application of economic capital in management practice.