农村合作社引入农产品物流金融的模式研究

Research on the Model of Rural Cooperatives' Participation in Agricultural Products' Logistics Finance

农村合作社与农产品物流金融的融合不仅可以提高农户的信用度和抵抗风险的能力,还可以使银行和物流企业降低成本,产生新的利润增长点。它主要有农村合作社主动型、买方主动型和银行主动型三种模式。这些模式的有效运用还需要政府进一步加强引导,加强合作方的市场意识和产业链上的合作关系。

The integration of rural cooperatives and agricultural products＇ logistics finance can improve farmers＇ credibility as well as ability to resist risks. The integration can also lower down the cost of banks and logistic enterprises so as to find new driver of growth. The integration mainly encompasses three models, rural cooperatives＇ initiation model, buyers＇ initiation model and banks＇ initiation model. The effective application of these models requires strengthened government guidance, and the cooperative parties＇ market awareness should be raised. The cooperative relations on the industrial chain should also be strengthened.