“新农保”制度运行的结构性张力与可持续发展路径——基于江苏省苏州市W区的实证分析

Structural Tension and Substantial Development Path to Operate the New-type Rural Social Pension Insurance——An Empirical Study on W District of Suzhou City,Jiangsu Province

W区的"新农保"制度是具有鲜明地方特色的实践创新,尽管在随后发展中与国家新农保政策进行了适度整合,但仍保留了浓厚的小统筹色彩。随着城乡社会保障一体化进程的深入推进,W区"新农保"制度进入了城乡居民养老保险制度发展的新阶段。无论是解决制度本身的结构性问题,还是解决全面融入苏州一体化的现实问题,都离不开对制度兼容性、筹资机制、待遇水平以及基金可持续发展的调整。因此,努力实现政策统筹与制度并轨、财政支持与多元筹资、缴费激励与动态调整等三重结合,将是实现W区的"新农保"实践模式可持续发展的现实路径。

The New- type Rural Social Pension Insurance system of W district is a practical innovation with distinctive local characteristics. Despite of moderate integration with national policy of NRSPI in succeeding development,it has still remained the dense color of small overall plan. With the further advancement of the process of social security of integration of urban and rural areas,NRSPI system steps on a new development period of endowment insurance system of urban and rural residents. Whether the structural problems of system itself or the practical problems of integrating into Suzhou all- roundly depends on the compatibility of system,the financing mechanism,the insurance treatment level,as well as the adjustment of fund. Thus,how to achieve the three combination of policy co- ordination and system integration,financial support and multiple financing,and payment incentive and dynamical adjustment is the realistic path of substantial development of practical model of NRSPI.