摘要
信息不对称问题是导致目前网贷平台问题频发的重要原因,严重阻碍借贷市场的健康发展。本文从信息不对称的角度出发,分析当前P2P网贷主要存在的审核机制不健全、"赌博性融资"、羊群效应等风险因素。从投资者,平台,政府部门立场提出改善P2P网贷风险管理状况的对策。
Information asymmetry leads to many problems among P2 P lending, which definitely hinders the healthy advance of lending market. Based on the point of information asymmetry, it is analyzed in this paper that the existing unsoundness of audit mechanisms, gambling financing and herd effect are the main hazards influencing the P2 P lending market.Countermeasures from the perspective of investors, platforms and government are also put forward in the thesis, hoping to improve the risk management of P2 P lending.
出处
《特区经济》
2016年第6期128-129,共2页
Special Zone Economy
