摘要
基于灰色关联分析方法,分析了2007年到2015年我国互联网金融发展和城乡收入差距之间的关联度。分析结果表明,我国互联网金融的各项指标和城乡居民收入差距之间均有较高的关联度,其中金融业IT投资规模与城乡居民收入差距的关联度最高,P2P贷款交易规模与城乡居民收入差距的关联度最低。由此可以判断互联网金融的发展和我国城乡收入差距具有一定的关联性,其原因在于互联网金融资源在城乡分布上存在不均衡,且互联网金融吸收来的资金在投资上也不均衡。
With gray correlation analysis method, this paper analyzed the income gap between China's Internet finance and urban -rural areas. The results show that the income gap between China's Internet financial indicators and the urban and rural residents have a high correlation degree, IT investment in the financial sector is the highest of correlation between urban and rural residents, Among them, the IT investment in the financial industry and the income gap between urban and rural residents are the highest, the correlation of P2P loan transaction between urban and rural residents is the lowest. Internet financial development and the income gap is of certain relevance. The reason is that the Internet financial resources in urban and rural areas are not balanced distributed and the Intemet banking to absorb the funds is not balanced.
出处
《鸡西大学学报(综合版)》
2016年第7期76-79,共4页
JOurnal of Jixi University:comprehensive Edition
基金
安徽财经大学研究生科研基金项目研究成果
立项单位:安徽财经大学研究生处
项目名称:互联网金融发展对我国区域间城乡收入差距的传导效应
项目编号:ACYC2015059
关键词
灰色关联分析
互联网金融
城乡收入差距
经济发展
grey correlation analysis
Internet finance
urban - rural income disparity
economic development