摘要
我国的文化产业逐渐成为国民经济的支柱产业,有着良好的发展前景。但是,由于文化产业大多规模较小且规范运营情况较差,风险性大,信用信息平台建设缓慢,体现核心价值的无形资产难以评估,造成我国文化产业融资困难。为此,应探索构建文化产业征信系统,按照信用评价指标采取科学的信用评价方法,构建10个风险递增的级别,并根据文化企业的偿债履约能力和违约风险对其进行综合评级,为我国文化企业获得金融支持提供帮助。
Chinese cultural industry has gradually become the pillar industry in national economy with a good development prospect. However, most cultural industries are too small and without normative operation. What＇s more, high risk, low-speed construction of credit information platform and the intangible assets hard to assess also lead to financing difficulty for the cultural industry. Therefore, it＇ s necessary to explore and establish cultural industry＇ s credit investigation system, construct ten risk-increment grades by taking scientific credit evaluation methods according to credit evaluation indicator, and make comprehensive assessment to cultural enterprises on the basis of their solvency performance abili and default risk, hoping to help the cultural industry get financial support.
出处
《征信》
2016年第6期30-33,共4页
Credit Reference
基金
国家社科基金项目(13BJY171)
关键词
文化产业
征信体系
信用信息
融资难题
cultural industry
credit investigation system
credit information
financing difficulty
