试论强化大型国有控股银行的主体地位——基于国际金融危机的经验和教训

Study on Strengthening the Dominant Position of Large Stated-owned Banks

2008年国际金融危机的应对过程表明国有银行具有其所有制方面的优势。强化大型国有控股银行的主体地位,不仅是夯实社会主义经济基础的要求,也是提高我国危机应对能力的需要。强化大型国有控股银行的主体地位,既要借鉴美国等西方国家在银行业保护方面的经验,对外资银行进入中国进行必要的限制,防止外资银行进一步蚕食国有银行的市场;又要通过为国有控股银行的国有股权安全提供法律和制度保障、为大型国有控股银行提供公平的竞争条件等措施,巩固和提高其主体地位。

the coping process of international financial crisis in2008shows that state-owned banks have their advan-tages in terms of ownership. To strengthen the dominant position of state-owned holding banks that are not only the requirements of consolidating the socialist economic basis,but also the needs of improving crisis management capa-bility. To strengthen the state-owned bank’s dominant position,on one hand to reference the experiences of bank protecting from the United States and other western countries, on the other hand to restrictions the foreign banks enter China if necessary,to avoids the foreign banks eroding the market of state-owned banks. At the same time, other measures such as providing legal and institutional guarantees,and providing fair conditions of competition to consolidate and improve the dominant position of large state-owned banks.