摘要
随着余额宝的成功,理财类互联网金融产品相继涌现,第三方支付机构主导的互联网金融理财业务在主体资格、业务范围、法律地位、信息披露等方面存在诸多法律风险。在监管法制尚不健全的情况下,可通过建设互联网金融理财的法律监管体系、健全互联网金融理财的配套制度、建立投资权益保护机制等措施加强对互联网金融理财业务的法律规制,维护金融安全。
With the success of Yu Ebao, Internet financial products have emerged led by the third-party payment institutes. There are many legal risks for these Internet financial businesses in subject qualifications, scopes of business, legal statuses, information disclosure and other aspects. Under supervision of the imperfect legal system,these measures should be taken to strengthen legal regulations and maintain financial security by construction of the legal supervision system, improvement of the supporting system and establishment of mechanisms for the protection of investment interests.
出处
《连云港职业技术学院学报》
2016年第2期22-25,共4页
Journal of Lianyungang Technical College
关键词
互联网金融
理财
法律规制
Internet banking
financial management
legal regulation