江西崇义县林权抵押贷款主要做法与成效

Forest Right Mortgage Main Methods and Results in Chongyi County of Jiangxi Province

崇义县本着盘治森林资源资产,使资源资本化,资本经济化原则,开办林权抵押贷款。基本做法是,建立森林资产有形市场,搭建林权抵押贷款一站式服力平台;坚持银林联动和无偿服务制度;完善森林保险、贷款贴息和放贷竞争三项机制;严把调查核实、合理抵押率、资产评估和抵押物、监管。经8年的实践已取得显著成效,同时也指出存在问题。

In order to activate forest resources assets, make the resource capitalization, capital of economic principles, Chongyi county set up the forest right mortgage. Basic approach is to build a forest assets tangible market,build forest right mortgage one-stop service force platform; Insist on forestry and bank linkage and free service system; Perfecting the forest insurance, discount loans and lending three competition mechanism; Carried out investigation to verify, reasonable mortgage rates, investors leap evaluation and regulation of the mortgaged property, after eight years of practice has achieved significant results, at the same time points out the problems.