中国民营融资租赁公司的融资问题研究

Study on Financing Problems of Private Financial Leasing Companies

现代融资租赁业经过半个多世纪的发展,已从最初的单一融资服务,发展到运用多种租赁形式与灵活租赁方案安排来提供多样化或个性化融资服务,再发展到融资服务与设备资产管理服务并重,具备综合金融服务商与设备管理商的双重身份。在当前国内加快推进经济转型升级的宏观背景下,国务院将融资租赁业列入重点发展的11大生产性服务业之一。但是目前我国民营融资租赁企业都面临着融资渠道狭窄的问题,这严重制约了我国融资租赁业的整体发展。本文将基于我国民营融资租赁企业的发展现状,针对性地提出制约行业发展融资问题,进而进一步探寻多种融资模式,拓展我国民营融资租赁企业的融资渠道,为我国民营融资租赁业的良性发展建言献策。

Over the half century development, the modem financial leasing trade has developed from the original single financing service to diversified or individualized financing service by applying all kinds of leasing forms and flexible leasing programs, and to lay equal stress on financing service and equipment asset management service, which has the double identification of both comprehensive financial services and equipment businesses. Under the macro-background of the accelerating upgrading of national economic transformation at present, State Council of China listed financial leasing as one of the eleven prioritized developing productive services. However, the capital resource risk is the key factor that restricts the development of our national financial leasing. Therefore, to solve the financing problem of the private financial leasing companiesis particularly of great significance to the support of financial leasing in our national transformation.