供应链金融的模式选择及风险控制

Mode Selection and Risk Control of Supply Chain Finance

供应链金融是商业信用与贸易发展到一定阶段的产物,在其发展过程中形成了独具特色的多种运行模式,尤以应收款、预付款和存货类为典型模式。不同模式对应不同的企业需求,具有几乎相同的风险特征。因此,识别和管理供应链金融的内在风险,是金融机构创新业务长期发展的基础。

Supply chain finance is a product as commercial credit and trade develop to a certain stage. In its development process, the unique variety of operating modes have been born, especially the typical ones of account receivable,advance and inventory. Different models correspond to different business needs, but with almost the same risk characteristics. Therefore, it is the innovation business foundation to identify and manage the internal risk of supply chain finance for financial institutions for their long-term development.