我国中小外贸电商企业融资新模式探析

通过对我国中小外贸电商企业融资新模式的研究发现,虽然第三方融资平台规模不断扩大,但存在企业参与度低、平台整合能力欠佳、融资风险较大和缺乏监管等问题。提出促进我国中小外贸电商企业融资的对策建议:大力发展数据服务平台,优化并完善供应链金融,加强银行与第三方平台合作,加强对第三方平台融资监管。

Through the study of financing new model for small and medium foreign trade e - commerce enterprise in China, it found that although the third - party financing platforms have been expanding, but some problems still existed such as a low degree of participation in the enterprise, poor platform integration, financing risky and lack of supervision, ect. The suggestions to promote China＇ s small and medium foreign trade e - commerce enterprise financing are put forward, to develop data services platform, to optimize and improve supply chain finance, to strengthen cooperation with the Bank of third - party platform, the platform for third - party financing to strengthen supervision.