摘要
随着互联网金融的迅猛发展,一些风险逐渐显现,给投资者造成了一定损失,引发了社会的广泛关注。本文分析了互联网金融快速发展的原因,介绍了互联网金融的主要模式,包括第三方支付、直销银行、网络借贷、互联网信托、互联网消费金融、互联网证券、互联网基金和互联网保险,剖析了互联网金融目前存在的问题,并建议监管部门尽快出台监管细则、完善信息披露和加强消费者保护。
With the rapid development of internetfinance, some risks appear gradually, causing some losses to investors, which has led to the widespread concern of the society. This paper analyzed the reasons for the rapid development of internetfinance, introduced the main type of internet finance, including the third- party payment, direct bank, P2P online lending, internet trust, internet consumer finance, internet securities, internet funds and internet insurance, analyzed the existing problems of internet finance, and suggested that the regulatory authorities to develop regulatory rules as soon as possible, improve information disclosure and strengthen consumer protection.
出处
《浙江金融》
2016年第6期25-31,共7页
Zhejiang Finance
关键词
互联网金融
发展
模式
政策建议
Internet Finance
Development
Type
Policy Suggestion
