“去库存”背景下我国信用制度建设——基于美国经验借鉴视角

Construction of Credit System in China under the Background of “Destocking”——Based on American Experiences

通过对过去美国政府在次贷危机时信用制度建设中扮演的角色和制度存在的缺陷等进行回顾,分析我国"去库存"过程中面临的金融风险,为我国供给侧改革"去库存"过程中的信用风险管理以及信用体系建设和完善提供借鉴经验。

By reviewing the roles played by the US government in credit system construction during the subprime mortgage crisis and the defects existing in the past system,the paper analyzes the financial risks that could be encountered during destocking in China,and expects to provide experience reference for China in dealing with credit risk during destocking and in constructing our credit system when we push ahead with the supply-side reforms.