林业补贴对农户林权抵押贷款意愿的影响研究——基于浙江省建德和开化的农户调查

A Study on the Factors Influencing Farmers' Willingness of Forest Tenure Mortgage towards Forest Subsidies——Based on the survey in Jiande and Kaihua counties of Zhejiang province

利用浙江省建德和开化两个省重点林区县(市)8个村156个农户调查的数据,通过描述统计实证分析了农户林权抵押贷款的意愿。林业补贴政策对林权抵押贷款意愿的影响分析结果显示:林业补贴政策会在一定程度上降低农户林权抵押贷款意愿。据此,提出加强宣传教育,提高认知水平;加强配套措施,完善服务体系;破解农户难题,提升贷款需求;协调相关政策,拓宽融资途径等建议。

Based on a unique survey covering all the 156 households in 8 villages of Jiande and Kaihua,two key counties in forest areas in Zhejiang province,this paper uses descriptive statistical method to analyze farmers＇ willingness of forest tenure mortgage. It also analyses the factors influencing farmers＇ willingness of forest tenure mortgage towards forest subsidies. The results show that in the 10%level of statistical,forest subsidies have significant impact on farmers＇ willingness of forest tenure mortgage. Accordingly,it is proposed to strengthen the propaganda of education,improve cognitive level,intensify construction of the measures,perfect service system,solve the problems of farmers,elaborate the loan demand,coordinate the relative policies and expand the financial tools of farmers.