摘要
我国个人征信业务的开放标志着大数据征信时代的到来。大数据征信虽未改变我国征信监管的法律依据、监管框架以及监管内容和目标,但监管对象的变化将会加大监管的难度,传统监管方式将面临新的挑战和深刻变革。为适应大数据时代征信监管的现实要求,应加快完善征信监管体系,健全法律法规保障体系,并加大对征信监管队伍的培养。
The opening-up of personal credit reporting services in China marks the arrival of the era of big data credit reporting. Although big data credit reference has not changed the legal basis, the regulatory framework, the supervision contents and target for supervision over credit reference in China, the changes of the regulatory objects will intensify the difficulty of supervision, and the traditional regulatory approach will face new challenges and profound transformation. In order to meet the requirements of the era of big data credit supervision, we should accelerate the improvement of credit reference supervision system, perfect the laws and regulations safeguarding system, and strengthen the training of credit reference supervision personnel.
出处
《征信》
2016年第8期47-50,共4页
Credit Reference
关键词
大数据征信
征信监管
监管方式
监管体系
big data credit reference
credit supervision
supervision mode
supervision system
