存款保险机构与金融安全网成员协调合作问题探讨

Discussion on the Coordination and Cooperation between Deposit Insurance Institutions and Financial Safety Net Members

存款保险机构与金融安全网成员有效开展协调合作的实质是对存款保险制度成本的节省,将极大地减少其承担的风险成本,具有非常重要的意义。存款保险基金管理机构需要与中央银行尤其是监管者保持良好的关系,因为银行被监管得越好,存款保险的成本就越低。

That deposit insurance institutions effectively coordinate and cooperate with the members of the financial safety net is in essence aimed at cost saving for deposit insurance system ; it will greatly reduce the cost of born risks and is of very important significance. An analysis is made on the problems for the coordination and cooperation between deposit insurance institutions and financial safety net members, summing up the international experience, stating that deposit insurance fund management institutions should maintain a good relationship with the central bank, especially with the regulators, because the better bank supervision is, the lower the cost of deposit insurance is.