广东垦区在推动农业保险业务中存在的问题与对策——基于中国人保财险甘蔗种植保险条款保险单的分析

Problems and Countermeasures of Promoting the Agricultural Insurance Business in Guangdong Reclamation Area——Based on the Analysis of Chinese PICC Sugarcane Insurance Clause

农业保险作为有效分散农业风险、补偿农业损失的手段,必须加以规范。针对中国人保财险甘蔗种植保险条款保险单的具体分析,指出存在保险合同主体错误,保单无效的法律后果。提出了加强法律意识,健全管理体制,强化保险监管等相关建议,规范农业保险行为,实现惠农目的。

Agricultural insurance, as an effective means losses, must be standardized. According to the specific to spread agricultural risks and compensate agricultural analysis of the insurance clauses in certain sugarcane planting insurance policy of PICC, it is pointed out that the subject of therefore the contract is invalid. It is proposed that we shall enhance our system and strengthen the insurance supervision with a view to regulating the insurance contract is erroneous and legal awareness, perfect the management agricultural insurance practice and mak- ing it actually preferential to farmers.